Our policy rewards you for staying fit and healthy and these rewards are accumulated in the form of Health Premium Returns. You can start earning Health Premium Returns by completing health assessment and getting healthy heart score, exercise to earn Activ Dayz and use these dayz to earn returns.
We understand you can be diagnosed with an unforeseen critical illness during the policy period. It may result in mental and financial stress. To help you sail through these tough times you can avail policy year premium waiver, for detection of listed illnesses for adults aged 18 years and above. This can be taken only once in the lifetime of the policy.
If you have not made any claim a Policy Year and have successfully renewed the policy with us continuously and without any break, you will be eligible for Cumulative Bonus benefit. You can get up to 50% increase in your Sum Insured without an associated increase in premium, but maximum up to 100% of Sum Insured or up to INR 1Cr.
In case the sum insured with cumulative bonus ( if any) is insufficient as a result of previous claims in that policy year, then you get an additional sum insured for your health needs resulting out of an illness unrelated to previous claims in that policy year
You can avail treatment expenses at home up to sum insured for Illnesses / Injuries such as chemotherapy, dengue, gastroenteritis, hepatitis, peritoneal dialysis on a cashless basis. Only to be availed through our Network Provider / Empanelled Service Providers providing such facility.
This excellent benefit is first of its kind that offers you dental consultation and investigation. You can avail only at our network providers or empaneled service providers listed on our website, only on a cashless basis. The following services are available under the same: 1. One Comprehensive Oral Evaluation (Consultation) 2. One Oral Prophylaxis (Cleaning) 3. One x-ray (IOPA)
Accident and injuries can strike out of the blue and disrupt your life adversely. With Personal Accident cover, you can live your life without worrying about such possibilities. For a small premium, secure yourself and your family from financial implications of fatal accidents. The payout will be as per the Sum Inured. Both Accidental Death and Permanent Total Disablement are covered under Personal Accident Cover. This is an optional cover.
We shall cover medically required consultations, visit(s) to a Medical Practitioner who is a qualified doctor and diagnostic tests which are incurred on an out-patient basis on cashless basis as per your plan’s eligibility. The benefit is available for SI 15L & above Rs 1000/-